HOW TO GET SME LOAN FROM BANK?
Objective:
Small business training and development is one of the most important things you can do for your entrepreneurial career. This training course enables you to acquire new skills, sharpen existing ones, perform better, increase productivity, and be a better leader.
After having attended the Training Courses will help you improve skills critical to success in the modern small business environment, with areas of study including business and management, entrepreneurship, finance, professional development, sales and marketing, strategy development and many more.
If you have a keen desire to start up small business or sharpen your business skills, this course will certainly help you out in enriching your confidence and capabilities even in the present competitive environment.
Workshop Coverage:
Types of loans
- What is loan? What are the different types of loans available in the market? Personal and business loans, Letters of credits and guarantees and their importance in loans.
- Purpose of each type of loan.
Generate, identify and select business ideas and Develop business Models
- Analysis of various factors to identify your actual business need, select the most useful business idea.
- Types of business models that fits your need and will have more chances of success
Understand Business in depth
- Industry and market analysis
- Business mapping and formulating business strategies
- Sales and marketing strategy
- Business risk and risk management
- Leadership and communication skills
Finding out right Lender (Approaching to the Bank)
- Factors that help you to identify and approach to the right Bank:
- Interest rates, Processing fee, base rate, bank’s credit portfolio and many more
Understand your business in depth
- Business operation and administration
- Costing, pricing and consumer behavior
- Registration process of various types of business in Nepal
Preparation of various reports while applying for the loan and during your business cycle
- Business Plan and projections
- Balance sheet and Profit and loss accounts
- Cash flow statement
- Statement of payables and receivables
- Stock statement
Taxation for SMEs
Case Study, Exercise & discussion session
Target Audience:
- Entrepreneurs
- Owner of startups and small businesses
- Anyone interested in taking loan from bank